Business Lending
Our Mission is Your Dreams
It takes money to build a business. Whether your dream is to manage your business out of your home, or to oversee multiple operations across the country, we will help you envision that dream. Whatever stage your business is in, we have the financing you need to continue building your business. Explore our complete line of lending solutions -- whatever your dream.
Business Loans
When the time comes for you to make a major equipment purchase, expand or move your facilities or simply cover short-term operating expenses, our commercial experts can provide customized lending solutions to fit your business needs.
Loan Types
Business Term Loans
When you need long-term financing, or have a one-time expense, we will customize a business term loan to fit your particular situation.
Real Estate Construction & Term Loans
When you are in the market to purchase or construct commercial or industrial properties, we will design a real estate construction or term loan just for you.
Business Line of Credit
If your cash flow tends to fluctuate, Livingston Community Bank offers several business lines of credit as a convenient and flexible way to help finance your short-term business needs.
Land Development Loans
Financing land development for residential or commercial purposes is easy with a land development loan from Livingston Community Bank. Available to developers for the development of the infrastructure of subdivisions.
Equipment Authorization
Credit line with predetermined limit used to finance individual term.
Construction Authorization
Available to builders for the construction of homes; pre-determined limit is set and individual units are financed through each phase of construction.
Small Business Administrative (SBA) Loans
This is where dreams can truly develop. As an SBA Lender, we will help you explore all your options. SBA loans are partially guaranteed by the government, so Livingston Community Bank is able to offer extended payment terms and more favorable rates than through most conventional lending.
Livingston Community Bank offers SBA Express Loans, 7(a) Loans and Certified Development Company (504) Loans available through the U. S. Small Business Administration (SBA). For details, click on one of the links below:
http://www.sba.gov/financing/sbaloan/cdc504.html http://www.sba.gov/financing/sbaloan/7a.html http://www.sba.gov/financing/lendinvest/sbaexpress.html
To learn more, Contact Us.
