Loans
Our Mission is Your Dreams
The way we look at it, the reason we go to work every day is to help you reach your dreams. It makes our work meaningful and gives you your own financial booster club! When it's time to purchase, build, or remodel your home, or plan for your financial future, you will find the help you need right here.
One of our personal bankers will help you select the loan that's just right for your needs. For your convenience, most of our loan applications are approved and processed within 24 hours. Plus, if you use Auto Debit to automatically withdraw your loan payments from a State Bank savings or checking account, we'll reduce your loan rate by 1/4%.
Payment Protection Plan
Loans can be insured to take care of monthly payments if disabled, or to pay off a balance in the event of death.
Home Equity Loans
Thinking about remodeling your home? Consolidating your debt? Consider using the equity in your home to make this an easy decision. You have the option to choose a home equity loan or a home equity line of credit. And we will help you make that decision.
Lot Loans
Borrow money to purchase vacant land.
Other Types of Loans
You name it, we have a loan to help you buy it: Mobile and manufactured homes, home improvements, loans secured by stock, unsecured loans, certificate of deposit loans and loans for motorized vehicles including cars, trucks, vans, boats, tractors, motorcycles, snowmobiles and ATVs.
Mobile and Manufactured Homes
You can apply for a loan on a new or used home.
Boats, Recreational Vehicles, Garden Tractors, Motorcycles, Snowmobiles, ATV and PWC
You can apply for a loan on a new or used vehicle.
Autos, Trucks and Vans
You can apply for a loan on a new or used vehicle.
Home Improvement
Take up to 10 years to pay off your loan.
Loans Secured By Stock
We offer three tiers of interest based on the amount of your loan.
Unsecured Loans
We offer loans for up to 60 months.
Certificate of Deposit Loans
Borrow up to the amount of any CD you have with us and pay only an additional 3% over the interest rate of the CD for loans over $5,000, or 4% for loans up to $4,999.
Contact Us to learn more.
